Financial Services Disclaimer

Important Investment Notice

Past performance does not guarantee future results.

All investments carry risk and may lose value. Consider your financial situation before investing.

General Information Disclaimer

The information provided on this website is for general educational purposes only.

This website contains general information about financial planning and investment strategies. The content is not intended as personal financial advice and should not be relied upon as such. All financial decisions should be made in consultation with a qualified financial advisor who can assess your individual circumstances, risk tolerance, and investment objectives. We do not guarantee the accuracy, completeness, or timeliness of any information presented.

Information Accuracy Statement

While we strive to provide accurate and up-to-date information, we cannot guarantee complete accuracy.

  • Market data and financial information may be delayed or subject to change
  • Investment performance figures are estimates and may vary from actual results
  • Tax implications and regulations are subject to change and individual circumstances

Always verify information with current market data and professional advisors before making investment decisions.

Limitation of Liability

Our liability is limited to the maximum extent permitted by Australian law.

We exclude all liability for indirect, consequential, or punitive damages

Our maximum liability is limited to the fees paid for our services

We are not liable for market losses or investment performance

Professional Financial Advice Required

The information on this website does not constitute personal financial advice. All investment decisions should be made with the guidance of a licensed financial advisor who can assess your individual circumstances, risk tolerance, and investment objectives.

Before making any investment decisions, consult with a qualified financial professional who holds appropriate licenses under Australian Securities and Investments Commission (ASIC) regulations.

External Links and Third-Party Content

This website may contain links to third-party websites and resources for your convenience and additional information.

We do not endorse, control, or assume responsibility for the content, accuracy, or practices of linked third-party websites. Use external resources at your own discretion and risk.

Investment and Financial Risk Disclosure

All financial investments involve risk and potential for both gains and losses.

  • Investment values can fluctuate significantly and may result in capital loss
  • Historical performance data does not predict future investment outcomes
  • Economic conditions, market volatility, and regulatory changes affect investment performance
  • Diversification and asset allocation do not guarantee profits or prevent losses

Individual results may vary based on market conditions, investment timing, and personal circumstances.

Governing Law and Jurisdiction

This disclaimer and all services are governed by Australian law.

State and Territory Variations

Some financial regulations may vary between Australian states and territories. Consult local authorities for specific requirements in your jurisdiction.

This disclaimer is governed by the laws of Australia, and any disputes will be resolved in Australian courts with competent jurisdiction.

User Indemnification

Users agree to indemnify and hold harmless Elvonariktra from any claims, damages, or expenses arising from misuse of information, failure to seek professional advice, or violations of applicable laws.

Updates to This Disclaimer

We reserve the right to update this disclaimer at any time. Changes become effective immediately upon posting. Continued use of our services constitutes acceptance of updated terms.

Last Updated: July 21, 2025

Disclaimer Contact Information

For questions about this disclaimer or our services, please contact us:

Elvonariktra Financial Services Pty Ltd

Level 84, 729 Collins Street

Melbourne VIC 3000

Australia